Just by regularly learning an area of self-improvement, then in Shamayim you are judged as if you had been doing teshuvah in that area EVEN IF YOU HAVE NOT MASTERED THAT AREA.
Meaning, let's say you're a woman still not upholding the necessary standards of tsniyus (dressing & behaving with modesty & dignity).
However, if you make a daily practice of learning one halacha or more of tsniyut each day, it is counted as an accomplishment in the area of tsniyut.
In other words, you won't be judged by the level at which you appear to be, but by the level which you strive to be.
The same holds true for guarding one's tongue, one's eyes, keeping Shabbat, and much, much more.
Rabbi Yehuda Mandel brings several stories of people who merited success, blessing, and even miracles just by learning Sha'ar Ha Bitachon/Gate of Trust in Chovot HaLevavot/Duties of the Heart.
Even if they failed to internalize the principles within, just the act of learning bitachon brought them unexpected good.
Hashem never expects us to be perfect. He only expects us to try.